Can you see it? I mean really see it. Can you visualize the day you update your spreadsheet and the total debt balance says $0.00? Does that seem real to you? Do you think you can actually get there?
I read a post over at Get Rich Slowly today- Reader Advice: How to Live Debt Free that really got me thinking about it. I’ve read many stories about people becoming debt free. I’ve heard lots of people call the Dave Ramsey show and scream it. I’m not sure what the difference was, but as I read this post I really thought about it and thought about that being me one day.
I can only imagine what it will feel like to be finally free from debt, and I’m certain it will feel 100 times better than I think it will now, and I already get excited just thinking about it. I really know that I’ll get there. It’s just a matter of time. It won’t be easy, but I have a plan. I never had a plan before. I was just coasting along, spending like a fool, only worried about how to make the minimum payments each month. I was going nowhere. Now I’m going somewhere. There is a reason for everything I do with my money now. I do my best to plan where every dollar will go and I fight to keep every dollar from being wasted on things that aren’t in line with my plan.
You can’t get there if you don’t really know where you’re going. I don’t think I ever understood before what it would really mean to be debt free. It didn’t seem real before. I didn’t know people actually lived that way. If you’re not there yet, you must surround yourself with people who are making that journey or have already completed it. I haven’t yet been fortunate enough to meet anyone in my life who is like that (that I know of), but that is why I take the time to read books and blogs, listen to stories, and write my own blog. I want to get there and I want to help other people get there. If I learn anything along the way I want to share it here.
Right now, I’m facing a mountain of debt- $263,697.62 to be exact. That’s a really big number. It can feel overwhelming to look at. However, I can look at it now without fear. I truly have hope. I can see the day that number changes to $0.00. I have an idea of what it will feel like. I have an idea of what I will do on that day and how my life will change. The few successes I have already had in changing my financial life give me hope that not only is the journey worth it for the end result, but as I make my way down the path my life will continue to improve in many ways. It’s a great feeling to take back control of something that controlled you for so long. I’ve gone too far to quit now.
I felt compelled to write this now so I can remember these feelings when times get rough. I hope that something I’ve written here can inspire others to make the sacrifices and do the work that is required to reach success with money. Let me know if you can relate and please share your stories of what drives you to become debt free.
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